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NEOFACTO - Business Analyst (SEPA Payments)

NEOFACTO
WE DELIVER INNOVATION

We are looking for a Business Analyst specialized in SEPA payments to support ongoing digital transformation, regulatory compliance projects, and optimization of payment processes within a Bank in Luxembourg.

Join us and be part of a forward-thinking team that values innovation, collaboration, and technical excellence!

 

 

Missions

  • Analyze business needs related to SEPA payments (credit transfers, direct debits, Sct, SDD, instant payments, etc.).

  • Write clear and detailed functional specifications in collaboration with business and IT teams.

  • Act as the interface between business departments (operations, compliance, Finance) and technical teams.

  • Contribute to strategic or regulatory projects (e.g. ISO 20022 migration, PSD2, instant payments).

  • Coordinate functional testing (test plan, test cases, UAT).

  • Support change management: user training, documentation, post-go-live support.

  • Monitor regulatory and technical developments around SEPA (via EPC, Ebf, etc.).

 

Profile

  • You hold a bachelor's degree business, Finance, engineering or equivalent 
  • You have at least 4 years of experience as a Business Analyst in the field of payments
  • Strong knowledge of SEPA payment instruments: Sct, SDD, R-transactions, settlement timelines, clearing rules
  • Proficiency in ISO 20022 XML messages (pain.001, pain.008, PACS.002, camt.053...).
  • Familiarity with banking environment (regulators, local standards, market practices).
  • Experience in project management methodologies (Agile).
  • Previous experience with payment systems or infrastructures (e.g. SWIFT, T2, EBA Clearing, TIPS) is a strong asset.
  • You are fluent in French (mandatory) and have a good command of English

 

Our offer

  • Working in a Great Place to Work based in Luxembourg
  • Attractive salary and pretty cool benefits (meal vouchers, mobile subscription...)
  • Develop your skills and ideas over a coffee, a beer or a pizza during our Neo'vations
  • Evolve within a strong company culture, you'll join us for the opportunity and you'll stay because we're super cool (well according to 98% of our employees NEOFACTO Annual Survey 2024)
  • Between afterworks, innovative workshops and ski weekends, there's never a dull moment when you're part of the Neo'Squad

Recruitment process:

  • The pre-qualification interview with our Recruitment Manager
  • Receipt of our salary proposal / exclusivity agreement
  • 2nd interview with our Business Manager
  • Technical tests and / or interview with our CTO Florian Sey
  • Proposal of your application to the client
  • Interview at the client's premises, which can be conducted either by video or in person
About NEOFACTO:
Created in 2000, NEOFACTO is a major player that supports companies in their digitalization. Navigating between the creativity of startups and the experience of large groups, NEOFACTO has the ability to position itself and adapt to all projects. Guided by our passion for innovation, we support our customers with the goal of pioneering the new technologies and commercial models of tomorrow. Are we a dynamic and innovative team? Yes! And above all, a team that is united and driven by a very strong corporate culture. We share and cultivate common values to build together the NEOFACTO of tomorrow! You will join us for an opportunity and stay for the people around you."
NEOFACTO - Business Analyst (SEPA Payments)
NEOFACTO
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